Emergency Fund Calculator
An emergency fund is measured in months, not rupees. Enter what a bare-bones month costs you and what you already have set aside.
You are covered for
2.7 months
You need ₹1,50,000 more to reach 6 months of cover. At ₹10,000 a month, that takes about 15 months.
How much is enough?
Three months is the usual floor for a steady salary with a second earner at home. Six months suits most people. Twelve makes sense if your income is irregular, freelance or commission-based.