The Hisaab Blog

Money clarity, one idea at a time

Writing about how money actually behaves, the beliefs we carry about it, and how to see it clearly.

Three currencies you were born with — and the one man invented
LatestMoney basics

Three currencies you were born with — and the one man invented

Energy, time and attention came free. Money came later, and it only exists to buy the other three back.

19 October 2026

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What's your money story?

The lesson that changed how you handle money, or the mistake that taught you more than any book. We publish the best ones — with your name or without it.

Why we crave money when what we want is something else
Money basics

Why we crave money when what we want is something else

Almost nobody wants money. They want what they believe it ends. Name that, and the craving turns into a plan.

12 Oct 2026
Why money is called Lakshmi — and what that actually teaches
Money basics

Why money is called Lakshmi — and what that actually teaches

The old idea is not "pray for wealth". Look closely and it is one of the most practical money systems ever written down.

5 Oct 2026
Seven uncomfortable truths about money
Money basics

Seven uncomfortable truths about money

Nobody says these out loud because they are not motivational. They are just true — and knowing them changes decisions.

28 Sept 2026
How to manifest money without pretending the numbers do not exist
Money basics

How to manifest money without pretending the numbers do not exist

Manifestation can give your money a direction. Honest numbers give that direction a road. Here is how to use both without magical promises.

25 Sept 2026
What “money frequency” can mean in real life
Money basics

What “money frequency” can mean in real life

Your money frequency is not a secret vibration. Think of it as the rhythm of attention, decisions and habits you repeat around money.

25 Sept 2026
Why logging everything changes your money life
Money basics

Why logging everything changes your money life

Complete, judgment-free logging reveals the life between the big bills: small leaks, irregular costs, transfers and progress your memory cannot hold.

25 Sept 2026
The Kite That Flew Sideways
Kids & worth

The Kite That Flew Sideways

Kabir builds a kite that refuses to fly properly, then follows its sideways tug into a surprising corner of the sky.

25 Sept 2026
The Garden That Grew at Night
Kids & worth

The Garden That Grew at Night

While his windowsill pot seems stubbornly empty, Ishaan visits a night garden where roots travel quietly and some seeds keep their secrets.

25 Sept 2026
The Orchestra of Odd Socks
Kids & worth

The Orchestra of Odd Socks

A missing sock sends Zoya tumbling into a moonlit rehearsal, where stripes, spots, silence, and squeaks all have somewhere to sit.

25 Sept 2026
The Lantern in Mira’s Pocket
Kids & worth

The Lantern in Mira’s Pocket

When everyone’s applause drifts elsewhere, Mira discovers a pocket-sized lantern and a river that glows for reasons she has never imagined.

25 Sept 2026
Leela’s Quiet No
Kids & worth

Leela’s Quiet No

Leela’s yeses have filled an entire afternoon, until a shell invites her aboard a boat where even the smallest no can be heard.

25 Sept 2026
Noor and the Mountain of Maybe
Kids & worth

Noor and the Mountain of Maybe

On a mountain that changes whenever the clouds wander, Noor discovers she can carry her fluttering fears without letting them choose everything.

25 Sept 2026
The Empty Chair at the Moonlight Feast
Kids & worth

The Empty Chair at the Moonlight Feast

Tara follows the scent of midnight bread to a feast with an empty chair, then worries she has brought nothing worth sharing.

25 Sept 2026
The Race Nobody Saw
Kids & worth

The Race Nobody Saw

Before the town wakes, Dev follows an unfamiliar running lane through a quiet landscape where no crowd waits to decide what matters.

25 Sept 2026
The Paintbox with No Perfect Colour
Kids & worth

The Paintbox with No Perfect Colour

Searching for the exact colour of a wonderful evening, Anaya steps inside a paintbox where every shade refuses to stay the same.

25 Sept 2026
Sami’s Borrowed Bravery
Kids & worth

Sami’s Borrowed Bravery

Sami volunteers to carry a travelling star across town, then discovers that even a remarkable journey can be made in good company.

25 Sept 2026
The beliefs that quietly keep money away
Money basics

The beliefs that quietly keep money away

You are not blocked by the universe. You are blocked by six sentences you picked up before you were ten.

21 Sept 2026
The Coin You Plant
Kids & money

The Coin You Plant

Some coins get eaten in a minute. Some get planted and grow for years. The difference is one decision.

18 Sept 2026
Your First Money Plan (for teenagers)
Kids & money

Your First Money Plan (for teenagers)

Not a lecture. A one-page plan you can run at 13, 16 or 19 — and keep running for the rest of your life.

18 Sept 2026
The Jar That Makes You Bigger
Kids & money

The Jar That Makes You Bigger

Giving a little away sounds like losing. It is the opposite. Here is what really happens.

18 Sept 2026
The Two Baskets: Needs and Wants
Kids & money

The Two Baskets: Needs and Wants

Bread or ice cream? Shoes or stickers? One simple question sorts every coin you will ever spend.

18 Sept 2026
Where Does Money Come From?
Kids & money

Where Does Money Come From?

Money is not made by the shop. Someone did something helpful first — here is the whole story, in small words.

18 Sept 2026
Why Waiting One Week Is a Magic Trick
Kids & money

Why Waiting One Week Is a Magic Trick

The toy you wanted so badly on Monday... do you still want it on Sunday? Waiting one week before buying is the simplest money trick ever discovered — and it works like magic.

17 Sept 2026
Your Wish List Is a Treasure Map
Kids & money

Your Wish List Is a Treasure Map

A wish list is not just dreaming — it is the first step of planning. Learn how to turn "I wish" into "I did" with a map, a number, and tiny weekly steps.

17 Sept 2026
Money Is a Tool, Not the Treasure
Kids & money

Money Is a Tool, Not the Treasure

Points, coins, pocket money — they matter. But the real thing you are building when you plan is something money cannot buy. A story about what planning is really for.

17 Sept 2026
The Three Jars: A Superpower for Your Coins
Kids & money

The Three Jars: A Superpower for Your Coins

Every coin that reaches you has three doors it can walk through. Learn the three jars — save, spend, share — and you will never wonder where your money went.

17 Sept 2026
What age should we teach kids about money?
Couples & family

What age should we teach kids about money?

Earlier than you think, and far simpler than you fear. A age-by-age guide that takes five minutes a week.

16 Sept 2026
Money and numbers confuse me. Where do I even start?
Money basics

Money and numbers confuse me. Where do I even start?

Confusion is not a maths problem. It is a too-many-places problem. Start with one page, not one spreadsheet.

16 Sept 2026
I am too busy. How do I keep my hisaab?
Money basics

I am too busy. How do I keep my hisaab?

If a money habit takes more than five minutes, it dies. Here is the version that survives a real week.

16 Sept 2026
How much should I actually save?
Money basics

How much should I actually save?

Forget the rules you read online. The right number is the one you can repeat every month without hating your life.

16 Sept 2026
Nobody taught you money. You can still learn it in a month
Money basics

Nobody taught you money. You can still learn it in a month

You do not need a finance degree. You need four numbers and a habit. Here is the whole curriculum.

16 Sept 2026
Why Indian families don't talk about money
Couples & family

Why Indian families don't talk about money

Money talk at home gets treated like bad manners. Here is what that silence actually costs — and how to break it in one evening.

16 Sept 2026
How to raise your money energy
Money basics

How to raise your money energy

Energy is a nice word for attention, honesty and momentum. Here is how to raise all three this week.

16 Sept 2026
Why money loves clarity
Money basics

Why money loves clarity

Money behaves better when it is counted. Not magic — attention. Here is why clarity changes your balance.

16 Sept 2026
Money management is not a spreadsheet. It is a five-minute habit.
Money basics

Money management is not a spreadsheet. It is a five-minute habit.

You do not need finance skills, an app collection, or a Sunday afternoon. You need one small routine you actually keep.

16 Sept 2026
Your teenager is already learning about money — the only question is from whom
Money basics

Your teenager is already learning about money — the only question is from whom

Kids form their money story long before their first salary. Here is how to make sure the lessons land before the mistakes do.

16 Sept 2026
Money is a behaviour, not a maths problem
Money basics

Money is a behaviour, not a maths problem

Nobody fails with money because they can't do maths. Here's how money actually works — and why seeing it clearly changes everything.

16 Sept 2026
You are seeing money wrong — and it is costing you
Money basics

You are seeing money wrong — and it is costing you

Money is not a score, not a goal, and not the point. Once you see what it actually is, every money decision gets easier.

16 Sept 2026
The homemaker runs the hardest budget in the house — and gets the least credit
Couples & family

The homemaker runs the hardest budget in the house — and gets the least credit

No salary, no payslip, but a full-time P&L: school fees, groceries, festivals, savings. It is time we called it what it is.

16 Sept 2026
Good money habits are built long before you need them
Money basics

Good money habits are built long before you need them

Habits are not built when the emergency arrives. They are built in the boring months — and the earlier the better.

16 Sept 2026
Money, manifestation and the law of attraction — what actually works
Money basics

Money, manifestation and the law of attraction — what actually works

Visualising wealth is only half the ritual. The half nobody posts about — attention, clarity and honest numbers — is where the magic actually happens.

16 Sept 2026
Gratuity, rent cheques and the savings gap in UAE expat life
Money basics

Gratuity, rent cheques and the savings gap in UAE expat life

A UAE salary can look large and still leave nothing behind. The difference is usually structure, not discipline.

13 Sept 2026
Joint account or separate? How UAE couples actually manage money
Money basics

Joint account or separate? How UAE couples actually manage money

Most expat couples in the UAE end up with a hybrid: one shared pot for the household, and personal space for everything else. Here is how to set it up without arguments.

13 Sept 2026
Budgeting in Dubai as an Indian expat: a two-currency life
Money basics

Budgeting in Dubai as an Indian expat: a two-currency life

Your life runs in dirhams, but your goals often live in rupees. Here is how to budget when your money speaks two languages.

13 Sept 2026
What a UAE salary really looks like after rent, school and life
Money basics

What a UAE salary really looks like after rent, school and life

The offer letter number and the number you actually keep are two different things. Here is how to see your real dirham picture.

13 Sept 2026
Why couples fight about money (and how clarity fixes it)
Money basics

Why couples fight about money (and how clarity fixes it)

Most money arguments are not about money. They are about two people looking at two different pictures of the same month.

13 Sept 2026
The 28th of the month: where did it all go?
Money basics

The 28th of the month: where did it all go?

Salary credited on the 1st. Confusion by the 28th. Here is why the month quietly disappears — and the simple habit that stops it.

12 Sept 2026
Emergency fund: how much is enough for an Indian household?
Money basics

Emergency fund: how much is enough for an Indian household?

Three months? Six months? The honest answer depends on your household — here is how to find your number and actually get there.

11 Sept 2026

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